Kule mihla, ukubhankisha kwiifowuni zethu ze-Android kube yinto yemihla ngemihla kwizigidi zabantu. Ukulungeleka kokujonga iibhalansi, ukwenza utshintsho okanye ukuhlawula amatyala naphi na Ayinakuphikiswa. Nangona kunjalo, olu lula ukufikelela luze nemingcipheko emitsha yokhuseleko lwe-cyber. Abasebenzisi abaninzi abazazi iingozi ezibambileyo kwaye benze iimpazamo ezilula ezinokubangela ukuba idatha okanye ukubiwa kwemali.
Kweli nqaku siqokelela kwaye sicacisa Zonke iingcebiso, amaqhinga, kunye nezenzo ezilungileyo zokuqinisekisa ukhuseleko oluphezulu xa usebenzisa ii -apps zebhanki kwi-Android. Sifuna ukukunceda ulawule iimali zakho ngaphandle komthungo kwisixhobo sakho esiphathwayo, ukuqonda izoyikiso kunye nendlela yokuzikhusela kuzo ngemilinganiselo elula nesebenzayo.
Iingozi eziphambili zokusebenzisa ii-apps zebhanki kwi-Android
Phambi kokujongana nezindululo, kubalulekile ukuqonda ezona zoyikiso zixhaphakileyo ezichaphazela ii-apps zebhanki eziphathwayo. Izigebenga ze-Cybercriminal zisebenzisa iindlela ezintsonkothileyo ezikhulayo zokufumana iziqinisekiso zethu., ungene kwiiakhawunti zethu kwaye, kwimeko embi kakhulu, ube imali yethu okanye inkcazelo ebuthathaka.
- UkulinganisaAbahlaseli banokuzenza ibhanki yakho ngeefowuni, imiyalezo, okanye i-imeyile, becela ulwazi lwakho lomntu siqu okanye lwebhanki phantsi kobuxoki.
- Ukusebenzisa iinethiwekhi zikawonke-wonke okanye ezingakhuselekanga ze-Wi-FiUkufikelela kwiinkcukacha zakho zebhanki kuthungelwano oluvulekileyo kwivenkile yekofu, kwisikhululo seenqwelomoya, okanye kudederhu lweevenkile kuyingozi kakhulu, njengoko amaqela esithathu anokuthintela ulwazi lwakho.
- UkuPhatha: Ufumana imiyalezo okanye ii-imeyile ezilingisa amagosa ebhanki, zikukhuthaza ukuba ucofe amakhonkco akhokelela kwiiwebhusayithi zobuqhetseba apho idatha yakho ibiwe.
- Amaphepha enkohliso: IiWebhusayithi ezilinganisa inkangeleko ye-app yebhanki yakho okanye iwebhusayithi, kodwa ngamaqhinga okukwenza ukuba ufake amagama ayimfihlo.
- Keyloggers kunye malware: Iinkqubo ezinobungozi ezinokufakelwa kwifowuni yakho kwaye urekhode yonke into oyibhalayo, kuquka nenkcazelo yakho yebhanki.
Eyona ndlela ibalulekileyo yokukhusela iapp yakho yebhanki
Uninzi lwezoyikiso zinokuphetshwa ngokusebenzisa uthotho lwe iindlela ezilungileyo zokhuseleko lwedijithali kubomi bemihla ngemihla. Kubalulekile ukuba uqaphele ukuba akukho nkqubo i-100% ingenangqondo, kodwa Ewe, sinokuyinciphisa kakhulu imingcipheko..
Nalu uluhlu olubanzi lweengcebiso zokukhusela amava akho ebhanki ephathwayo kwi-Android:
- Ngalo lonke ixesha sebenzisa izicelo ezisemthethweni. Khuphela i-app yebhanki kuphela kuyo Google Play okanye iwebhusayithi esemthethweni yebhanki yakho. Jonga eyona apps yebhanki yedijithali kwaye uphephe ukufaka iifayile ze-APK kwimithombo engaziwayo, amakhonkco kwimiyalezo, okanye indawo yomntu wesithathu.
- Khetha amagama ayimfihlo anamandla kunye nokuhluka kwinkonzo nganye (ibhanki, i-imeyile, inethiwekhi yoluntu, njl.). Musa ukuphinda usebenzise igama lokugqithisa elifanayo kwiiakhawunti ezahlukeneyo.. Ukuba ukufumanisa kunzima ukuzikhumbula, sebenzisa umphathi okhuselekileyo wegama lokugqitha.
- Ungabelani ngeenkcukacha zakho nabani na. Ungaze unike nabani na igama eliyimfihlo, iPIN, okanye ulwazi lokungena kuye nabani na, nditsho nomntu othi ungumqeshwa webhanki.
- Kuphephe ukuqhagamshela esidlangalaleni okanye uvule iinethiwekhi zeWi-Fi ukwenza imisebenzi yebhanki. Ukuba kuyimfuneko, sebenzisa uxhumano lwedatha yeselula okanye i-VPN ethembekileyo.
- Musa ukugcina amagama ayimfihlo okanye iikhowudi zePIN kwifowuni ngokwayo okanye kwii-aplikeshini ezingafihlwanga.. Ukuba isixhobo sakho silahlekile okanye sibiwe, unciphisa umngcipheko wokuba iakhawunti yakho ifikelelwe.
- Vula isikrini kwifowuni yakho Android ngePIN, ipateni, umnwe okanye ukuqondwa kobuso. Ngale ndlela wongeza ukhuseleko kwimeko yelahleko okanye ubusela.
- Gcina inkqubo yakho yokusebenza ye-Android kunye nazo zonke ii-apps zihlaziyiwe. Uhlaziyo lulungisa ubuthathaka obubalulekileyo abanokusebenzisa izaphuli-mthetho.
- Sukuphendula kwiifowuni ezikrokrisayo, imiyalezo okanye ii-imeyile. ezicela iinkcukacha zobuqu okanye zemali. Ibhanki ayisoze ikubuze amagama ayimfihlo okanye idatha eyimfihlo ngokusebenzisa la majelo..
- Vuselela uqinisekiso lwamanyathelo amabini ukuba ibhanki yakho iyakunika. Ukongeza umaleko owongezelelweyo wokhuseleko, njengekhowudi yeSMS okanye i-biometrics, kwenza kube nzima ukufikelela nokuba umntu ufumana igama eliyimfihlo.
- Jonga iimvume zeapp yebhanki kwaye ujonge ukuba ayiceli ukufikelela okungadingekile kwimisebenzi yeselula (abafowunelwa, ikhamera, njl.). Ukuba ubona into engaqhelekanga, bonisana neziko lakho.
- Faka i-antivirus eyaziwayo kwaye uyigcine ihlaziyiwe. Ngale ndlela, unokubona ngokulula i-malware, ii-keyloggers, kunye naso nasiphi na isoyikiso esibeka esichengeni amagama ayimfihlo.
- Vula izaziso zokusebenza kunye neentshukumo kwi-app yebhanki okanye iwebhusayithi. Ngale ndlela uya kwaziswa ngayo nayiphi na intengiselwano ekrokrisayo ngexesha lokwenyani.
- Yehlisa imida yorhwebo kunye neyona mali iphezulu yodluliselo. Ngoko nokuba kukho isiganeko, umonakalo uya kuba mncinci.
- Cima iBluetooth xa ungasetyenziswa., ukunqanda ezinye izixhobo ukuba ziqhagamshelane ngaphandle kwemvume yakho.
- Musa ukufaka iinkcukacha zebhanki kwabanye abantu okanye kwizixhobo ekwabelwana ngazo.. Nciphisa amava akho okukhangela kwifowuni yakho kuphela, okanye ukuba kuyimfuneko, sebenzisa imowudi ye-incognito kwisikhangeli sakho kwaye ucime imbali yakho yokukhangela.
- Ngalo lonke ixesha khangela ukuba iwebhusayithi yebhanki ngu-"https" kwaye ibonisa i-icon yokutshixa ukuba ufikelela kwibrawuza. Ngale ndlela uqinisekisa udibaniso oluntsonkothileyo nolukhuselekileyo.
Indima yokhuseleko kwiibhanki kunye namanyathelo ayo okukhusela
Amaziko emali akahlali phantsi angenzi nto malunga nokhuseleko lwedijithali lwabathengi bawo. Ukongeza ekuboneleleni ngezixhobo zokhuseleko kunye neenketho kwiiapps zayo ze-Android, Iibhanki zihlala ziphucula iinkqubo zazo zokukhusela idatha kunye nemali yabasebenzisi bazo.. Amanye awona manyathelo aqaphelekayo ngala:
- Ukuphuculwa okuqhubekayo kolwakhiwo lwesicelo, ukwenza amajelo akhuselwa ngakumbi kwizoyikiso ezivelayo.
- Uhlalutyo oluqhubekayo kunye nokubeka iliso kwimingcipheko ye-cyber: Oku kubandakanya uvavanyo lokungena rhoqo, ukubeka iliso kwiimpawu ezintsha, kunye nophononongo lokuba sesichengeni.
- Uhlaziyo lokhuseleko lwe-Agile: Ukuba ulwaphulo lufunyenwe, amaqela ophuhliso akhulula iipatches eziphuthumayo kunye nezilungiso zokuthintela umonakalo ongaphezulu.
- Ukugcinwa kolwazi ngamaxesha athile kunye nokugcinwa kwedatha egcinwe kwilifu nakwindawo yasekhaya.
- Unxibelelwano oluselubala malunga nohlaziyo lwe-app nganye, ichaza utshintsho kunye nophuculo ngolwimi olulula ukuze abasebenzisi baqonde iimpawu ezintsha zokhuseleko.
- Amaphulo oqeqesho nokwazisa ejolise kubo bobabini abasebenzi kunye nabathengi, ukomeleza inkcubeko yokhuseleko lwe-cyber kunye nokuthintela ubuqhetseba obuqhelekileyo obufana nokukhohlisa okanye ukutyhoboza.
- Izithintelo ze-Smart kwimisebenzi yomngcipheko ophezulu: Ukubeka iliso kwiitransekshini ezenziwe kwiindawo ezingaqhelekanga, iimali ezingaqhelekanga, okanye iinzame zokufikelela ngezixhobo ezinokuba semngciphekweni.
- Ukhetho olukhuselekileyo lokucima idatha kwimeko yokulahleka kwesixhobo okanye ukubiwa: Ezinye ii-apps zikuvumela ukuba ucime ukude ulwazi lwebhanki ukunqanda ukufikelela okungagunyaziswanga.
Indlela yokubhaqa kunye nokunqanda ubuqhophololo: Urhwaphilizo, ukutyhoboza, kunye nobunye ubuqhetseba obuqhelekileyo
Enye yezona ndlela zixhaphakileyo ezisetyenziswa ngabaphuli-mthetho kwi-cybercriminals ukuze babe iziqinisekiso zebhanki kukubiwa kwezazisi ngobunjineli bezentlalo. Iindlela eziphambili zezi:
- UkuPhatha: Ii-imeyile ezilinganisa amagosa ebhanki nezicela ngokukhawuleza ukuba ucofe ikhonkco uze ufake amagama ayimfihlo.
- Ukutshaya: Imiyalezo ye-SMS ebonakala ngathi ibalulekile unxibelelwano oluvela ebhankini kwaye ibandakanya izixhumanisi okanye imiyalelo yokuba wabelane ngedatha.
- isiqhulo: Iminxeba evela kubasebenzisi bebhanki abazama ukufumana amagama ayimfihlo, iikhowudi zokhuseleko, okanye iinkcukacha zakho.
Ukuzikhusela kwezi zoyikiso:
- Musa ukucofa amakhonkco kwimiyalezo okanye ii-imeyile ongazicelanga. kunye nokucela ulwazi lomntu siqu okanye lwebhanki.
- Njalo jonga kwibhanki yakho naziphi na izaziso ezingaqhelekanga. ukufowunela inkonzo yabathengi esemthethweni ngokwakho.
- Ungaze ukhuphe amagama ayimfihlo, iikhowudi zePIN okanye ulwazi olubuthathaka nge-imeyile, iSMS okanye ngefowuni.. Ukuba uyathandabuza ukuba semthethweni konxibelelwano, khangela iwebhusayithi esemthethweni.
- Ngoko nangoko xela nayiphi na imizamo yobuqhophololo okanye umsebenzi okrokrisayo..
Izitshixo zokuqinisa ubumfihlo kunye nolawulo kwifowuni yakho ye-Android
Ngaphaya kwemilinganiselo ethile yebhanki ephathwayo, Ukhuseleko lulonke lwefowuni yakho ye-Android lubalulekile ukuthintela usetyenziso olukhohlakeleyo okanye abahlaseli ekufikeleleni kwiiakhawunti zakho zebhanki.
- Khipha ii-apps ongazisebenzisiyo kwaye ujonge iimvume zezo ozenzayo.. Izicelo ezivulelekileyo ezimbalwa, umngcipheko omncinci wokuvuza kwedatha.
- Yenza uphicotho lwamaxesha osetyenziso olufakiweyo ukufumanisa usetyenziso olunokwenzeka olungeyonyani okanye oluyingozi.
- Cwangcisa ukucinywa kwedatha ekude kwiisetingi zesixhobo sakho. Ke, ukuba ulahlekelwe yifowuni yakho, ungacima ukude lonke ulwazi lwebhanki olugcinwe kuyo.
- Musa ukukhuphela usetyenziso kwiivenkile ezingekho semthethweni okanye amakhonkco akrokrisayo. Khumbula, i-Play Store ngumthombo wakho osemthethweni.
- Vula iinketho zokhuseleko eziphezulu kwi-Android, ezifana nofihlo lwedatha yesixhobo kunye nokhuseleko oluchasene neengcambu (ukuthintela usetyenziso ekufumaneni iimvume zabasebenzisi abakhulu ngaphandle kolwazi lwakho).
- Sukugcina ulwazi olubuthathaka kumanqaku, kwimiyalezo, okanye kwii-imeyile ezivulwe kwiselfowuni yakho..
Yintoni omawuyenze xa ubhaqa okanye ukrokrela ukufikelela okungagunyaziswanga?
Ukuba nangaliphi na ixesha ukholelwa ukuba kukho umntu ofikelele kwi-app yakho yebhanki okanye i-akhawunti yebhanki ngaphandle kwemvume yakho, landela la manyathelo ngoko nangoko:
- Guqula igama lokugqithisa lebhanki yakho kunye ne-PIN. Yenza oku kwisixhobo esikhuselekileyo, esahlukileyo kweso ucinga ukuba sisengozini.
- Qhagamshelana nebhanki ngokusebenzisa amajelo asemthethweni kwaye usixele isiganeko. Cela ukutshixwa iakhawunti okwethutyana ukuba kuyimfuneko.
- Vula indlela yokuphuma kuzo zonke izixhobo kwi-app yebhanki okanye iwebhusayithi ukuba ikhona.
- Hlaziya utshintshiselwano lwamva nje kwaye uxele nayiphi na intengiselwano engaqondwayo ukuze baqalise inkqubo yokubuyisela umva okanye yophando.
- Hlaziya okanye ufake kwakhona i-app yebhanki ukusuka kuDlalo lukaGoogle ukuqinisekisa ukuba unenguqulelo yamva nje ye-malware.
- Yenza uhlolo olupheleleyo lokhuseleko nge-antivirus yakho kwifowuni yakho kwaye ucinge ngokwenza ukusetha kwakhona kwefektri ukuba ubhaqa usulelo olubi.
Indima yoqeqesho lwabasebenzisi kunye nolwazi
Ngaphandle kwayo yonke inkqubela phambili yetekhnoloji, Ukhuseleko lwebhanki yeselula luxhomekeke kakhulu kwimikhwa yakho. kunye nenqanaba lenkathalo. Iibhanki zityala imali kubugcisa obukumgangatho ophezulu, kodwa izaphuli-mthetho zidla ngokuxhaphaza ukungakhathali kwabasebenzisi, ukungazi, okanye ukuzithemba ngokugqithiseleyo. Ke ngoko, kubalulekile ukuba uhlale unolwazi, ujonge rhoqo iingcebiso ezipapashwe ngumbutho wakho, kwaye uthathe inxaxheba kumaphulo okwazisa.
Ngokwamkela ezi ngcebiso kunye nokuhlala usexesheni kwizoyikiso ezintsha, ungonwabela zonke izibonelelo zebhanki ephathwayo ngoxolo lwengqondo olufaneleyo.
Ukhuseleko xa usebenzisa ii-apps zebhanki kwi-Android ngumbandela wokudibanisa ingqiqo, isilumkiso, kunye nokuthatha inzuzo yazo zonke izixhobo ezibonelelwa yibhanki yakho kunye nenkqubo yakho yokusebenza. Ukugcina ifowuni yakho ikhuselwe, ukuphonononga iimvume, ukuphaphela ubuqhetseba obunokwenzeka, kunye nokuhlaziya ulwazi lwakho rhoqo yeyona ndlela ilungileyo yokusebenza ngokuzithemba okupheleleyo kwaye ngaphandle koloyiko lwezigebenga ze-cyber. Ii -apps zebhanki ziya zibandakanya izithintelo zokhuseleko, kodwa umgca wokugqibela wokuzikhusela nguwe kunye nengqalelo yakho yemihla ngemihla.