Ishishini le-WhatsApp Sesinye sezona zixhobo zibalulekileyo namhlanje kulawulo lweshishini kunye nenkonzo yomthengi ngqo. Ukuziphendukela kwayo rhoqo kuye kwavumela ukuhlanganiswa kweenkonzo ezivela kwinkxaso ezenzekelayo ukuya ukwenza nokufumana iintlawulo ngaphakathi kwesicelo ngokwaso, ukulungelelanisa ukuthenga nokuthengisa iinkqubo zeemveliso okanye iinkonzo.
Ukuba uziqeshile, i-SME okanye ulawula ivenkile ekwi-intanethi, yazi njani Vula kwaye uqwalasele iintlawulo kwi-WhatsApp Business Kubalulekile ukufumana okuninzi eqongeni. Apha ngezantsi, uya kufumanisa ukuba isebenza njani i-WhatsApp Pay, amazwe apho ifumaneka khona, amanyathelo aneenkcukacha zokuyenza, kunye nalo lonke ulwazi oluphambili lokudibanisa iintlawulo kwintengiso yakho yedijithali.
Ukongeza, uya kufumana iingcebiso malunga nokhuseleko, inkqubo yokuhlawula ngokwezifiso, ukudityaniswa kwekhathalogu, iingenelo ngaphezulu kwezinye izisombululo, kunye neendlela ezicetyiswayo ukuba awukakwazi ukufikelela kule nkqubo kwilizwe lakho.
Yintoni i-WhatsApp Pay kwaye isebenza njani?
I-WhatsApp Pay Ngumsebenzi osungulayo odityaniswe kwi-WhatsApp ekuvumela ukuba wenze kwezemali Ngokukhuselekileyo, ngokuthe ngqo, kwaye ngaphandle kokushiya incoko. Esi sisombululo sisusa ukuxhomekeka kumaqonga angaphandle, okwenza kube lula kubo bobabini abasebenzisi kunye namashishini ukulawula iintlawulo, ukuqokelela, kunye nezicelo ezivela kwifestile yengxoxo ngokwayo.
Inkqubo ilula: bobabini umthengi kunye neshishini kufuneka badibanise i-akhawunti yabo yebhanki okanye ikhadi ku-WhatsApp kwaye balandele iprotocol yokhuseleko (i-PIN, i-biometric recognition, njl.). Iintlawulo zenziwa phakathi kwee-akhawunti eziqinisekisiweyo, kwaye akukho bhalansi igcinwa kwi-app. Kunoko, imali idluliselwa kwibhankini ukuya ebhankini ngokukhawuleza okanye kwiiyure ezimbalwa, kuxhomekeke kwiziko lezemali elibandakanyekayo.
Iimpawu eziphambili ze-WhatsApp Pay:
- Idibanisa ne-WhatsApp kunye ne-WhatsApp Business.
- Ixhasa ukudluliselwa kwebhanki, idebhithi / amakhadi etyala, kwaye, kwezinye iimarike, iiwallet eziphathwayo.
- Akukho usetyenziso olongezelelweyo olufunekayo.
- Inkqubo ilula njengokuthumela ifoto, ividiyo okanye uxwebhu.
- Zonke iintengiselwano zifihliwe kwaye zikhuselwe.
Kwamanye amazwe, ukongezelela ekuthumeleni imali phakathi kwabantu ngabanye, amashishini angakwazi iikhathalogu zekhonkco, thumela amakhonkco entlawulo yesiko kunye nokuqokelelwa kwe-automate ngeempendulo ezikhawulezayo okanye i-bots yokuthengisa.
Amazwe apho i-WhatsApp Pay ifumaneka kunye nokwanda kwehlabathi
Ukufumaneka kwe-WhatsApp Pay kuxhomekeke kwimimiselo yezemali kunye ne-Meta's (inkampani yomzali) intsebenziswano kunye neebhanki kwingingqi nganye. Okwangoku, i-WhatsApp Pay isebenza ngokupheleleyo ku:
- Indiya: Ilizwe lokuqala apho yasungulwa khona kwaye apho ikhule ngokukhawuleza, isetyenziswa ngokubanzi ngabasebenzisi kunye namashishini.
- EBrazil: Yamkelwe ngaphezulu kwe-90% yamashishini asebenza ngoWhatsApp.
- YaseSingapore: Ifumaneka ngokukodwa kwiintlawulo zoshishino, nangona iimpawu zisenokunqongophala.
En EUnited StatesAbanye abasebenzisi banokufikelela kwiimpawu zokulinga, kwaye uvavanyo luyaqhubeka kwiimarike ezikhethiweyo. ELatin America naseYurophu, inkonzo ilungiselelwe ukuqaliswa kwayo, kwaye iMeta isebenza ukulungelelanisa inkonzo kwimimiselo yendawo, ibalaselisa iMexico njengelinye lamazwe alandelayo alandelayo. Ngoku, ISpain kunye neLatin America yonke (ngaphandle kweBrazil) ayikabinayo i-WhatsApp Pay njengesisombululo esidibeneyo, kodwa ukwanda kulindeleke kungekudala.
Ukongeza, ngokwezaziso ezisemthethweni, i Ukwandiswa kwehlabathi kwe-WhatsApp Pay Ukuqaliswa kuya kuba ngokuthe ngcembe, ukubeka phambili iimarike kunye nokungena kwentlawulo yeselula kunye nedijithali ephezulu yemali. Kuhlala kucetyiswa ukuba ujonge iwebhusayithi ye-WhatsApp esemthethweni kunye neendlela zenkxaso zokufumaneka okuhlaziyiweyo kwilizwe lakho.
Izinto ezifunekayo zokwenza iintlawulo kwi-WhatsApp Business
Ngaphambi kokuba uqhubeke nokuseta, qiniseka ukuba uyahlangabezana nezi mfuno zisisiseko:
- Yiba noguqulelo lwamva nje lwe Ishishini le-WhatsApp efakwe kwisixhobo sakho.
- Yibane akhawunti yebhanki o ikhadi letyala / ledebhithi iyahambelana nenkqubo.
- Inombolo ka-WhatsApp kufuneka ihambelane nenombolo ye-akhawunti yebhanki ehambelana nayo (oku kubalulekile ukuze kuqinisekiswe).
- Jonga ukuba i-WhatsApp Pay ivuliwe kwingingqi/kwilizwe lakho.
- Yiba noqhagamshelo lwe-intanethi olusebenzayo kwaye uvule ukuthumela iSMS ukuze uqinisekiswe.
Inyathelo ngenyathelo: Ungavula njani kwaye uqwalasele iintlawulo kwi-WhatsApp Business
- Vula usetyenziso Ishishini le-WhatsApp kwaye ufikelele kwimenyu (i icon yamachaphaza amathathu kwikona ephezulu ngasekunene).
- Khetha Cwangcisa kwaye ujonge ukhetho Pagos.
- Cofa ku Yongeza indlela yokubhatala o Yongeza iakhawunti yebhanki/ikhadi.
- Yamkela ifayile ye- Imigaqo kunye neMiqathango iboniswe ngu-WhatsApp Pay.
- Uyakhetha banco okanye ikhadi elihambelanayo kuluhlu.
- Igunyazisa isiqinisekiso ngokusebenzisa a i-SMS (inombolo yeSIM kufuneka ihambelane nenombolo yeakhawunti kaWhatsApp).
- Khetha i akhawunti yebhanki ufuna ukudibanisa.
- Gqibezela inkqubo ngokumisela a IPIN yokhuseleko okanye, ukuba isixhobo sakho siyasivumela, yenza uqinisekiso lwebhayometriki lusebenze (ushicilelo lweminwe, iFaceID, njl.).
- Uya kufumana isaziso sokuvula. Ukuba eli lixesha lakho lokuqala ukuseta i-WhatsApp Pay, ukuqinisekiswa kunokuthatha imizuzu embalwa okanye ukuya kuthi ga kwiiyure ezingama-72, kuxhomekeke kwibhanki yakho kunye nemimiselo.
Uzithumela njani kwaye ufumane iintlawulo nge-WhatsApp Pay: Iinketho kunye neengcebiso
Uyithumela njani intlawulo kwi-WhatsApp Business
- Vula incoko kunye nomamkeli ofuna ukuthumela imali kuye (oku kunokuba ngumxhasi, umthengisi, okanye umntu ngamnye).
- Chukumisa i iklip yevidiyo (ncamathisela) kwibar yomyalezo kwaye ukhethe Intlawulo.
- Ngenisa i ubani onqwenela ukuyidlulisela. Unokongeza inqaku okanye ingqiqo ukuba kuyimfuneko.
- Qinisekisa intlawulo usebenzisa i IPIN yokhuseleko okanye uqinisekiso lwebhayometriki luqwalaselwe.
- Nje ukuba igqityiwe, umamkeli uya kubona intlawulo eboniswe kwingxoxo kwaye afumane isaziso.
Uzifumana njani iiNtlawulo njengeShishini
- Mayibe I-WhatsApp Pay iyasebenza kunye neakhawunti yakho yebhanki eqhagamshelweyo.
- Yazisa abathengi bakho ukuba banako hlawula kwincoko ngokukhetha intlawulo ukhetho.
- Ungathumela izicelo zokuhlawula okanye amakhonkco azenzekelayo ukuba ikhathalogu yakho idityanisiwe.
- Xa ufumana intlawulo, i-WhatsApp ikwazisa kwaye imali ifakwe kwiakhawunti yakho yebhanki.
- Sebenzisa iimpendulo ezikhawulezayo okanye iitemplates ukwenza izicelo zokuhlawula zibe lula, ngakumbi kwiinkqubo eziphindaphindiweyo.
Kwiimarike ezifana neIndiya, kukho ukhetho lwe cela iintlawulo ngqo kwincoko. Khetha ngokulula ukhetho olufanelekileyo, faka imali, kwaye uthumele isicelo kumthengi.
Iinketho eziPhezulu: Izicelo ezizenzekelayo, iiLinki zeNtlawulo, kunye ne-API
Ngaphandle kweentlawulo zomntu ngamnye, i-WhatsApp Business ikuvumela ukuba wenze ngokwezifiso kwaye ulinganise inkqubo yokuqokelela enkosi:
- Izicelo zentlawulo ezizenzekelayo: Sebenzisa i-bots okanye iimpendulo ezizenzekelayo ukubandakanya iinketho zokuhlawula kwiingxoxo zakho kunye nenkxaso yokulungelelanisa.
- Amakhonkco entlawulo ngokuthe ngqo: Yenza amakhonkco alungiselelweyo onokuthi wabelane ngawo kwiintengiso, kwiikhathalogu, iziqinisekiso zokubhukisha, okanye imiyalezo yosasazo.
- Ukudityaniswa neekhathalogu: Yongeza amaqhosha entlawulo kwimveliso nganye kwikhathalogu yakho kwi-WhatsApp Business, evumela abasebenzisi ukuba bajonge into, bajonge ixabiso, kwaye bahlawule ngocofa nje okumbalwa.
- WhatsApp Pay API: Kumashishini anezixhobo zophuhliso, unokudibanisa i-API ukwenza iinkqubo zokuqokelela ezilungiselelwe ngakumbi, ukuhamba kwentlawulo enzima, kunye nezaziso zentengiselwano yexesha langempela.
Ngombulelo kwezi zikhetho, zinokwenzeka zenze ingqokelela ephindaphindiweyo, vumela iintlawulo zentengiso yeqela, imikhankaso yentengiso, kwaye wenze iifuneli zoguqulo oluphezulu ngaphandle kokushiya i-WhatsApp.
Izinto eziluncedo kunye nemida yenkqubo yentlawulo ye-WhatsApp Business
Eyona nto iphambili kuyo
- Ubuchule: Iintlawulo ngokukhawuleza kwaye akukho ziphoso zokudlulisa, njengoko yonke into eyenzekayo kwindawo eqinisekisiweyo.
- Ukhuseleko: I-encryption yokugqibela kunye neeprothokholi zokuqinisekisa eziphambili (i-PIN, i-biometrics, njl.).
- Ubulula kumthengi: Umthengi akayishiyi incoko kwaye unokugqiba ukuthenga / inkonzo ngamanyathelo ambalwa nje.
- Ulawulo lwemali: Ubhaliso oluzenzekelayo kunye nophononongo lwembali yentlawulo ukusuka kwiSetingi.
- Ukudityaniswa neekhathalogu: Ungadibanisa iimveliso, iinkonzo, kunye nezicelo zentlawulo ngaphakathi kwamaphepha ekhathalogu.
- Ezenzekelayo: Ukusebenzisa i-bots, iimpendulo ezikhawulezayo, kunye nemikhankaso yokufikelela ukucela iintlawulo okanye ukuqinisekisa ukuthengisa.
- Unxibelelwano oluthe ngqo: Unokusombulula iziganeko, uqinisekise iintlawulo, kwaye unikeze inkxaso ngaphandle kwabalamli.
Unyino kunye namanqaku ekufuneka athathelwe ingqalelo
- Ukufumaneka kwendawo: Ayikho kuwo onke amazwe okanye kuwo onke amaqumrhu ebhanki.
- Izithintelo zesixa: Kusenokubakho imida yemihla ngemihla, yentengiselwano, neyenyanga ngokuxhomekeke kwilizwe okanye kwibhanki. Ngokomzekelo, eBrazil, kukho imida kwimali kunye nenani leentengiselwano ezivunyelwe ngosuku kunye nenyanga.
- Ayisebenzi njenge-wallet yedijithali: I-WhatsApp Pay ayigcini ibhalansi ngaphakathi kwe-app; isebenza kuphela ukudluliselwa phakathi kweeakhawunti zokwenyani.
- Ukuxhomekeka kwiibhanki ezihambelanayo: Ukudityaniswa kuxhomekeke kwizivumelwano kunye neebhanki zendawo kunye nothungelwano lwentlawulo, olunciphisa ukwamkelwa kwayo kwezinye iimarike.
- Iikomishini kumazwe athile: Kwiimarike ezifana neBrazil, abarhwebi banokubiza ikhomishini ye-3,99% ngentengiselwano engenayo.
- Inkxaso kunye nezikhalazo: Kwimeko yempazamo, isisombululo sixhomekeke kuzo zombini i-WhatsApp kunye nenethiwekhi / ibhanki enoxanduva lokucubungula ukuthengiselana.
Kumashishini angekakwazi ukufikelela ku-WhatsApp Pay, akhona iindlela zokuhlanganisa ngamasango okuhlawula angaphandle (afana neMercado Pago, Stripe, PayPal, okanye amakhonkco okuhlawula avela kwiiplatifti zomntu wesithathu), nangona oku kuthetha ukushiya incoko okanye ukubhenela kwizisombululo ezingaphantsi ngokuthe ngqo.
Ukwenza umntu, ukuzenzela, kunye namava omthengi xa uthengisa kwi-WhatsApp Business
Enye yezona zinto zibalulekileyo kwi-WhatsApp Business kukuba kunokwenzeka Yenza ngokwezifiso amava okuthenga kwaye uyidibanise kwinkqubo yakho yokuthengisa:
- Sebenzisa imiyalezo ezenzekelayo ukubhengeza ukuba uyazamkela iintlawulo nge-WhatsApp kwaye unike imiyalelo ecacileyo kubathengi bakho.
- Lungiselela ngokukhawuleza kuphendula ngamakhonkco entlawulo okanye izicelo ezichazwe kwangaphambili ngokuxhomekeke kwimveliso okanye inkonzo.
- Hlanganisa iividiyo, imifanekiso, kunye neekhathalogu ezinamaqhosha okuthenga ukuvala intengiso ngqo kwincoko.
- Qinisekisa intlawulo ngexesha lokwenyani kwaye unxibelelane namanyathelo alandelayo (ukuthumela, ukuthathwa, ukulandelela, njl.njl.), ukuqinisa ukuthembeka kunye nokuthembeka.
- Ukuba unezixhobo zobugcisa, ungasebenzisa i WhatsApp Business API ukuyila iintlawulo zentlawulo ezilungiselelwe ibhrendi yakho, thumela izilumkiso ezizenzekelayo, kwaye wenze ngokwezifiso izaziso zokuthenga.
Ukudibanisa i-WhatsApp Pay kwimikhankaso yokuthengisa, ukuqaliswa, okanye ukukhushulwa ngobuninzi kunceda ukonyusa inguquko, kuthintela ukulahlwa phakathi kokuthenga, kunye nokuphucula unxibelelwano lwasemva kwentengiso.
Ukhuseleko kunye nezenzo ezilungileyo xa usebenzisa i-WhatsApp Pay kumashishini
- Hlala ukhusela i-PIN yakho: Ungaze wabelane ngekhowudi yakho yokhuseleko, nokuba nabasebenzi obathembileyo.
- Vula uqinisekiso lwebhayometriki: Ukuba ifowuni yakho iyayivumela, yenza ukuba ufikelelo ngoshicilelo lweminwe okanye ukuqondwa kobuso.
- Qinisekisa idatha yomthengi wakho phambi kokuqinisekisa intlawulo okanye imbuyekezo. Impazamo kwi-akhawunti inokubangela ukulibaziseka okanye ilahleko.
- Kuphephe ukusebenza kwiinethiwekhi zikawonke-wonke ze-Wi-Fi: Beka phambili uqhagamshelo olukhuselekileyo ukunciphisa umngcipheko wofikelelo olungagunyaziswanga.
- Gcina i-app ihlaziyiwe: Iinguqulelo zamva nje ziquka iipetshi zokhuseleko kunye nophuculo kwintlawulo kunye namava obhaliso.
- Vula izilumkiso zentengiselwano: Ngale ndlela uya kwaziswa ngexesha lokwenyani ngayo yonke intshukumo kwaye uya kukwazi ukubona naziphi na izitenxo.
- Beka iliso kwimida kunye nemiqathangoNika ingqalelo kutshintsho lomgaqo-nkqubo, imirhumo, kunye nemida yentengiselwano exelwe nguWhatsApp okanye yibhanki yakho.
Ngokulandela ezi ngcebiso, ishishini lakho linokusebenza ngokukhuselekileyo, ngokufanelekileyo, nangoxolo lwengqondo lokuba zombini iimali zakho kunye nedatha yabathengi bakho zikhuselwe phantsi kwemigangatho engqongqo yoguqulelo oluntsonkothileyo.
Iindlela ezicetyiswayo zokuhlawulwa nge-WhatsApp ukuba i-WhatsApp Pay ayifumaneki
- Amakhonkco entlawulo avela kumaqonga angaphandle: Sebenzisa iinkonzo ezifana neStripe, Mercado Pago, okanye iPayPal ukuvelisa amakhonkco entlawulo kwaye wabelane ngawo kuWhatsApp. Umthengi uya kuthunyelwa kwiwebhusayithi ekhuselekileyo ukugqiba intengiselwano.
- Ukudityaniswa neCRM okanye iinkqubo zeERP: Ezinye iisistim zikuvumela ukuba uthumele izicelo zokuhlawula ezenzelwe wena ukuba umthengi afumane kwaye ahlawule kwifowuni yakhe.
- Izisombululo zomntu wesithathu ezifana ne-SleekFlow: Ezi qonga zikuvumela ukuba wenze ukuhamba kwentlawulo ye-omnichannel (kubandakanywa ne-WhatsApp) kwaye wenze ngokwezifiso amava omsebenzisi ngaphandle kolwazi lophuhliso.
- I-WhatsApp Business API + amasango ahlengahlengisiweyo: Ukuba unolwazi lobuchwephesha, unokuqhagamshela i-API kwinkqubo yakho yentlawulo oyikhethayo kwaye udale ukuhamba komsebenzi okudityanisiweyo de i-WhatsApp Pay ifumaneke kwilizwe lakho.
Ezi zikhetho zigcina unxibelelwano oluthe ngqo nomthengi kwaye, nangona zifuna amanyathelo ongezelelweyo, zisasebenza kumashishini athengisa nge-WhatsApp.
Imibuzo ebuzwa rhoqo malunga neentlawulo kwi-WhatsApp Business
- Ikhuseleke kangakanani i-WhatsApp Pay? Isebenzisa i-encryption yokuphela-ukuya-ekupheleni kunye neendlela zokuqinisekisa eziphambili, iyenza ibe lukhetho olukhuselekileyo kuwo omabini amashishini kunye nabantu.
- Kubiza malini ukusebenzisa i-WhatsApp Pay? Udluliselo phakathi kwabantu ngabanye ludla ngokusimahla. Amashishini anokubiza umrhumo ngokuxhomekeke kwilizwe (umzekelo, eBrazil, yi-3,99% ngentengiso nganye).
- Ngaba ndingazahlula iindleko okanye ndifumane iintlawulo zeqela? Ewe, unokucela iintlawulo kubafowunelwa abaninzi, kwaye umnxibelelanisi ngamnye unokudlulisela iintlawulo kwi-app yakhe, nto leyo eyenza kube lula ukulawula iindleko ekwabelwana ngazo.
- Ndingenza ntoni ukuba intlawulo ayiphumeleli? I-WhatsApp kunye nebhanki yakho iya kukwazisa ngesimo sentengiselwano. Ukuba kukho impazamo, imali idla ngokubuyiswa kwisithuba seeyure ezingama-24, kwaye unenkxaso engama-24/7 efumaneka kumazwe apho ifumaneka khona.
- Izakusebenza nini kwilizwe lam? Jonga amajelo asemthethweni e-WhatsApp kwaye uhlale ubukele uhlaziyo ukuze ufumane ukuba ungalenza nini na eli nqaku kwindawo yakho.
Ukudibanisa iintlawulo kwi-WhatsApp Business inika amashishini kunye noosomashishini isisombululo sale mihla, esikhuselekileyo esilungiselelwe imikhwa emitsha yabathengi bedijithali. Ukukhawuleza, ukwenziwa komntu, kunye nokudityaniswa nokuhamba kwentengiso kwenza i-WhatsApp Pay ibe sisixhobo esibalulekileyo sokuphucula amava omthengi kunye nokwandisa impumelelo yokuthengisa.